HomeHome < Employees < Retirement and Savings Plans < When You Are Ready to Retire < Health Benefits for Retirees

If you elect UCRP monthly retirement income, you may be eligible to continue your UC-sponsored medical, dental, vision and legal insurance if:

  • You were enrolled when you left UC employment;
  • You elect to continue coverage at the time you retire;
  • Your coverage is continuous until the date your retirement benefit begins;
  • Your retirement date is within 120 days of your separation from employment;
  • You meet UC service credit requirements based on the date you became a retirement plan member; and
  • Your monthly retirement benefit is large enough to cover any deduction for medical, dental and/or legal coverage.

UC's contribution toward the monthly cost of medical and dental coverage is determined by UC and may change or stop altogether.

If you entered UCRP on or after January 1, 1990, or were rehired after that date following a break in service of more than 120 days, you will receive a percentage of UC's maximum contribution toward the medical and/or dental plan's monthly premium. The percentage corresponds to your years of UC service credit as shown below:

Years of Member's UC Service Credit* Percentage of UC Contribution
0-4 Not eligible
5-9 If age plus years of service credit equal at least 75, then 50%; otherwise not eligible.
10 50%
11-20 Increases in 5% increments per year to 100%

* Only whole years of service credit are considered.

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